Private medical insurance for diabetics.Is it possible?

Wait if it is with your company all workers is not the same if we are talking about that amount of people.I am a mufface official for example, and are forced to attend to me if I choose private health.But it is mandatory for them to serve us all.
You would have to see the conditions with your company which are.

If you use it, I don't think you have any problems and for diabetes things if you do not ask for a bomb or strips or things like that or find out because the doctors do not happen the data, and have worked in Sanitas specifically and I already tell you that I do notThey pass.
The only thing that comes to them is: endocrine consultation, or consultation traumatology 1st visit or 2nd and successive for billing, because they do not invoice the same, for the 1st doctors charge more.
Or if you ask for 7 queries for 4 traumas or endocrine in different places in a month, of course there if they will ask you but beyond this, they do not know anything about what it is in the consultations, be calm
In addition, as the commercial said when they were discharged and had something pre -existing, it was a bit ready and do not start at first.

What is very important if you want to hide not to say it to the doctor if you can prevent them from finding out since that puts it in the safe report and is already formed.

Hello, we have Adeslas but before Iago was a diabetic (I don't like debut).It is a company poliza and what happens when other companies pass offers?Well, it must be said because if something happens and you have to use the poliza, namely what can happen.A commercial told me that we should see it, that it is not "so much", but of course it is a commercial and not the company's managers who are the ones who look at this.I agree with @Gala, that while you make a moderate use, nothing will happen.

I will wait a little and use it with caution ... especially without asking for a bomb and things of these.Thankssss

If you have the Endo of the SS, it is still there with all the material, and use the insurance for another type of consultations ..

Hello!First of all I introduce me, I am Andrea and I have type 1 diabetes.

I wanted to tell you about health insurance for people with diabetes of the Berchilon brokerage since I have tried it.

I have hired it because I did not find any private insurance that could accept me with diabetes, so when I have seen that they offered it, I called to find out.

I will tell you that I am very happy !!!The truth is that they are quite reasonable prices and that they accepted me without problems, I only brought my boyfriend and a friend to make the insurance with me and now!By the way, I flipped to see that I did not have to be a person from my family, I think I had not seen this before in insurance.

I tell you that I already went to the gynecologist and all good!

I wanted to leave my opinion so you can have an opinion of someone who already used it!

Greetings: d @carlosCgsugar @regina:-*

@Andreaherrero do you have the particular conditions?The small print I mean.Thank you so much.

@Andreaherrero I just found this insurance is in this same thread.
Look at the small print of the insurance, there was already talk of him previously about this insurance and a partner got the particular conditions.
Look at the exclusions I would tell you that the problems caused by diabetes do not cover them.
And if you are diabetic they will tell you that it is for diabetes everything, they do not look at human quality but saving themselves having to attend you, if you break a bone if it covers you, but problems that can be derived from diabetes do not cover them, theYou flame and do not read the small print.There is no insurance that I really cover us.
Always try when you go for a problem that can be derived from diabetes totally turn the tortilla.
It is a shame that no private wants to attend us with the total attention for the risk group that we are for it.
I think that the only way we have to be fully covered by a company is to be an official belong to MUFACE and choose private health, or that a company has agreements with a private company for this.

Hi @Andreaherrero, I am also curious to know the detail of the conditions you have in the insurance, could you share them?, Especially the small print!:-?

Hello everyone.
My mother made a private insurance in family mapfre in which she, my brother and me.He did it with a girl who did insurance outside a commercial C.She told her that I was diabetic and told her that nothing happened ... she did.A year and a half I need a NMR for a knee sprain, and when I did the anamnesis he said it was diabetic .. They sent me a bureaux telling me that they threw me that I had to pay for having lied and so on.We sent a writing and fought for it ... finally they uploaded the monthly fee to me alone of the family and they had to readmit ... but fighting for it months and months.I cannot go to the endocrine or specialist related to affectations because of diabetes, despite paying twice as well ... I don't go now because I have all the specialists with them but all the barriers that put us in spite are ridiculousto have a luxury endocrine control.
Anyway ... Good luck to all

Hi @jconegar!

Like you, I was worried about small letters, because I always know what to cheat, that's why I called and asked what I covered and not.
Look, if you want to give me your email and I pass the sheet that is in my policy so you can see the exclusions they told me.I already have this in writing, so I can happen to you.
The truth was that I had the same fear as you, because I investigated well before doing so and all the mutuals put some paste and these did not.

@fer yes, give me an email and I send them =)

@Andreaherrero Send me a private message, click on my username on any forum page, or here @fer, then click to "Message", do not confuse with writing activity, you write what you want in "Start conversation", send youAnd ready!

@Andreaherrero I would appreciate it very much that you did it because there was a partner who asked for the conditions and everything related to diabetes excluded it, to see if they have changed that.A little above this thread is spoken.
Thank you very much for the information, to see if there really was insurance that really covers us.

If not through a collective policy, it seems difficult to me.Diabetics are not "profitable" remain for public health.You already know that the State is ineffective and that it is much better to privatize, or outsource as they say now

@Andreaherrero hello send you the mail in a message here, I have not received anything, in case you had sent it.
Thank you so much

@jconegar Hello!Yes, I saw your mail.I take a picture of the papers and send it to your mail.

Greetings!=

@fer @jconegar I wanted to tell you that I have already made an appointment with the endocrine of the mutual and there has been no problem.

This week I have to go to my review, I will tell you.

According to what the small print puts and what they explained to me, is that the insurance does not cover the hospitalizations due to diseases derived from diabetes and that appears in my papers of the policy, but if the analysis and visitsTo the doctor.

Actually, this covers almost everything I need at the level of doctors.

@Fer I already send you the screenshot.

Thank you very much @andreaherrero !!;)