Private medical insurance for diabetics.Is it possible?

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Looking at this finally I found it in a Facebook group, I think it was the only one, but someone commented that care with exceptions and small print.

@jconegar, that's why he snapped like this, before they were discharged, I was discharged because if it was not impossible as a new client, well if it does not cover you anything related to diabetes, although I have not used it for thateither.The strips or it occur to me to ask for them, it was hard for them

I have had Sanitas, being diabetic, and it was very good.It was an agreement of the company where I worked, that anyone entered without previous diseases or revision, that is, you simply made the application and you were already covered by everything, in fact I used it a couple of times.I paid about 40 or 45 euros ... until the "ere" of course ... that it already bother me for that, for once I had insurance ....

With American insurance, yes, it's fine ... but of course ... you can go 800 or $ 1000 per month in it (you do not pay social security), and if you did not have it, and you are diabetic ... you take itraw too.

After the small print of insurance ... Be careful if they take you in any but it is excluded previous diseases, because it does not cover anything ... diabetes affects everything ... in the end unless you break your leg ...

greetings

My girl is with Adeslas through her father, they cover him the diagnostic consultations and tests but not the treatments.Every time a doctor puts a treatment or changing it we have to go to social security to put it on the health card, which doctors are prohibited, so the only way is that whoever sees it in the SSI agree with the diagnosis and the proposed treatment

Hello everyone !!Today they did several activities for the World Diabetes Day and I was talking to someone from the Association about Barcilon insurance that was commented on the thread.
From what they told me, they admit diagnostic diabetics.In the case of types II without problems or anything.For type I the insured must be accompanied by at least two more people in insurance and there are restrictions for hospitalization in case it is a pathology caused by diabetes complications.But you can use it for everything else.
I will call this week and tell you more.

@Gemater make me advertising that I commented it hahaha.
Thank you very much for the information, if you call please tell you the little print, it would be great to send you a PDF with the clauses for diabetics.
Do not stop commenting it please;)

@jconegar I will not forget to name you hahaha
Yes, my idea this week is to call, because they also told me that the one in charge of the theme is of the Barcelona Association.I will ask the policy conditioning and tell you what they tell me.The same if someone wants me to ask me

@Gemater hahahaha, well and if you have to invite some glasses either hahaha.It hurts that all of the forum are not in the same area because it would be an impressive.
Out of jokes thank you very much for all that information you are giving us.
Ah!I want it if they send it to you, knowledge does not take place, yet I have a free neuron;)

@jconegar if it would be an impressive being, we are cuammos.And for the glasses, quiet !!I take note hahaha
Yesterday I asked to send me all the information by mail.As soon as I arrive, I comment and if you want you send me the mail and make you arrive.

I have already asked and I have been information, there are three types of policy:
Basic (does not include hospitalization - not copied)
Gen (includes hospitalization - not related to diabetes - copayment)
Gen plus (equal gene but with gynecology and pediatrics)

That if to assure a diabetic person they request that he carry with her (that is, they secure) two non -diabetic people

@CarlosCgsugar Yes, yesterday I received the information, but I understood badly or in the basic if it includes co -provisions in diagnostic tests and visits to specialists, no? Maximum € 4.

I understand that the basic is without copayment ...

What I am not very clear is whether the two people is only if you hire the basic policy or any of them

@CarlosCgsugar Care Carlos @gemater sent me the conditions, look well in the exclusions I would tell you that the problems caused by diabetes will not cover you.
And everything if you are diabetic will tell you what it is for diabetes, to see if you break a bone no, but understand where I go.
There is no insurance that covers us.

Not if that is already clear from the beginning, but it is not what worries me the most ... I with the endocrine of the S.S I am quite happy

@CarlosCgsugar You're right, the basic does not have copayment

Hello, a question I hope you can help me.I work in a company that has a good agreement with an insurance brokerage and offends private medical insurance with Sanitas at a good price, without pre -existing (they do not ask for medical questionnaire), or deficiencies.I have registered in the insurance and I have not cheated anyone because with this agreement there is no medical questionnaire, as I said.What do you think will happen if I go to the endocrine for Sanitas?Will they throw me?
Do you think that insurance companies "know" the diseases of the insured?That is, I go to a specialist, I spend the Sanitas card.Does Sanitas know what they are treating me?
Thanks and greetings

@Albertot asks before and say in writing, I had problems with them with the same policy, and it was for muscle contractures.
Informs that you are diabetic and if you cancel the policy you have the right to return of the total.
They paid me the medical consultation and then left me lying.I was only returned by the proportional part because they had paid the medical consultation.

@Albertot as Jconegar says ask himself and look at all the documentation they send you.
Knowing exactly what each consultation is can know, within the template they have doctors that evaluate each use you can make of the policy and any patient authorization request.
In my case I was working on a mutual and while hard work there, I was sure.It was a closed policy, so they were forced to take any company worker, I had what I had.
When I get the copy of the policy, I check that I was without deficiencies, pre -existing, copayment ... etc, we do not put me fight, but in my case I do sign a medical questionnaire where I indicated that I had diabetes.
The bad came once I stopped working there, they already kindly invited me to leave without renewing.

I understand ... Man This agreement with Sanitas is through my company, we are like 2,000 insured ... I don't think they throw me while working in the company, right?Or yes?I have called to ask the brokerage, making the madman and assure me that it is with pre -existing and without deficiencies ... but of course I say the word "diabetes" and change the thing jijiji.
And for example I am very happy with my end of the SS.If you simply use the traumatology policy, dermatologist etc ... Is there any problem?That is, the typical resonance, a mole that you want to remove etc.

Thanks colleagues.