Private medical insurance for diabetics.Is it possible?

Hello!I also have asisa and without problems.

Changing third, in terms of what was said in previous post that there are better professionals in private health I there is a disagreement, I suppose there will be good professionals both in the public and in privateTwo sites, but public health is reputed to have better professionals than private, however attention (individual rooms, you expect ...) that is better in private, each one has to assess what interests you most.I have both important to the public, for unimportant things that interest me that they serve me quickly to private.

SLDS

Hello everyone !!I have worked in insurance the last ten years and I am hallucinating that they took you in Asisa, they did not give me an option, well neither asisa nor any other and that worked with them.
The majority of medical insurance products not only depends on the company where you do them, also on the brokerage or agent where you hire, because there are exclusive agreements for many cases depending on what they invoice or being of a collective (officials for example).
It must also be taken into account that as in cars, in certain cases of risk (less than 25 in cars) some have an annual quota, so you also have to look.
Regarding insurance and getting pregnant, being diabetic, most companies have periods of lack, so they do not cover you until that period or pregnancy, or evidence ... etc but this varies by companies and with somecan reach a certain agreement ...
Come on, I'm not going to scratch anyone who seems to sell safely and it's not like that hahaha, but if someone wants to consult something that sends me private, that if I can help you here I am;)

Hello everyone!I have been investigating healthcare insurance and discovered one that I had never seen before.The company is called Barcilón and they are announced as the first health insurance for people with diagnosed diabetes.Do you know any of this?Does anyone know it?I leave the link.

Link

Well, this summer an offer came online and they assured me and my daughter for € 100 per month.They didn't ask me anything. The stuffed papers arrived, I signed them and period.
I guess they will not give you strips or insulin, but for that it has the SS.
And otherwise, he already went to the right without any problem.

It gives me the impression that they are now taking advantage of the pull, because many people are getting safe for the delays in the SS.

I would pay for real insurance, such as those in the USA.The insurance is covered by the Dexcom and give them a sensor for each week, and a transmitter every 6 months (now one of the G5 every 3).They don't have to stretch anything.Of course, if something is broken, they fail, or lose it, immediate replacement.

It would be expensive, but here we pay for religiously every month and in some communities they hardly give you enough needles and the strips ration you (disgusting).

I say this, but in the SS I cannot be happier, but I know that I am very lucky since in Madrid in my health center they give me all the material that I want without fights (even once I have given me 6 boxes of strips together).And in the hospital they take me, Jiménez Díaz Foundation, it is a milk hospital, with a team of impressive, supercompetent educating nurses.I have also been lucky that it is a hospital to which people go from the SS, but many people with private insurance are also there (is it called?), And that really shows in several things ...

The only paste that I have found in the SS is that I see how they offer bombs to everyone as if they were given them (of course, I speak of my hospital), and the continuous measurement that for me is even more important for a diabetic,It is neither expected.(No, free is not continuous measurement).
I have already "insisted" a couple of times with the bomb, and I don't need it, I have quite "stable" diabetes compared to many others, and I personally don't like the idea of ​​taking it.

The spare parts and the rental of the bomb costs the SS a lot of money, fuck me to give me that money for Dexcom sensors.I repeat, the only SS paste that I find, and for which I would make a private insurance.

@Cristina1975Madrid would have to read the small print, because I find the asterisk in hospitalization funny.He says that there are specific exceptions in pathologies, case of D1 specified in policy.

regina said:
Well, this summer an offer came to me and they assured me and my daughter for € 100 per month.They didn't ask me anything. The stuffed papers arrived, I signed them and period.
I guess they will not give you strips or insulin, but for that it has the SS.
And for the rest, he already went to the otter without any problem.

Regina, and when you have gone to the Otoro, do you let you know about diabetes or hide it so as not to have problems with insurance?

Martagsc said:
Hello!I also have asisa and without problems.

Changing third, in terms of what was said in previous post that there are better professionals in private health I there is a disagreement, I suppose there will be good professionals both in the public and in privateTwo sites, but public health is reputed to have better professionals than private, however attention (individual rooms, you expect ...) that is better in private, each one has to assess what interests you most.I have both important to the public, for unimportant things that interest me that they serve me quickly to private.

SLDS

Hi Martagsc, when did you hire with Asisa already diabetic?

ana poppe said:
hello, Hello,

After all the paperwork that entails ensuring in private medical insurance and more having diabetes ... I got it and there is my joy of having achieved it: d.This morning I called to make an appointment with the doctor who interested me (a specialist), and it turnsThe first quotes.That discourage mine when hearing this :(. In principle I don't think it's the fault of private medical insurance, but what do I do now? Can I claim somewhere? Is it the only doctor who interests me about this insurance and that's why I have assured myself and II have to do the idea of ​​paying a whole year without using the services of this insurance at all?

Ana.

Hi Ana Poppe, how lucky, and how much I am knowing that in some places they already accept to ensure with type1 diabetes as previous pathology.After reading your message I entered the Asisa page to see if something had changed about the requirements to access health insurance and at least on the website continue to exclude all those pre -existing pathologies from the coverage,as well as complications in other organs derived from said pathology.Where have you achieved that they do it?In a physical office?Through a company policy?I've always been interested in hiring medical insurance but I don't find the form ... sometimes I consider hiding diabetes but it is not profitableNothing we have paid.

@Cristina1975Madrid, my daughter said it, because he asked him.
But, how can I know the insurance that did not appear a week ago?

The monitoring of diabetes is taken in the SS., But for specific things it is comfortable private insurance.

Hello.I am new here.Forgive for interference.I am not a diabetic, but my father yes.And I have to inform you that they add them if you have sure to cover diabetes.I know because I am an adeslas agent.
If you want information do not hesitate to contact me.
My mail is llapeci@gmail.com.
Greetings

Hi @cintia.We are in Adeslas, but we were already when my daughter was diagnosed.I made the company consultation, for not having unexpected problems, and if the company covered the issue of diabetes, and the truth did not make me very clear.So I would appreciate very much if you can clarify what the company covers in these cases.

@cintia If you are diabetic that information does not finish being real.Unless you are MUFACE you can't have total coverage.They do not make the policy and if they did, you had hundreds of exclusions.That anyone goes to the Adeslas website puts your tlf and call you for free, say that you are insulin -dependent diabetics and that if you can make you safe, they say that if you ask that you have the same coverage as a non -diabetic.
I call and your information is not correct, as the partner says if debuts after being a partner, you have no problems, but being Nanai of China.
Hopefully someone tells me "I have called and are partner and that in the particular conditions indicate that you are diabetic" of course, but it is said nothing, but in this case hiding it is screwed because surely it must once be used by diabetes

@cintia I from my own experience and after being diagnosed with diabetes if I had insurance that covered everything and it was with HNA (mutual architects).
I got it because I worked in a mutual and it was more than ten years ago.As a worker they gave me that option.Perhaps in the case of your father they took him for this (you don't say if it is insulin -dependent)
Once the mutual hill kept me poliza, yes, the price passed from 45 to 83euros and I could not keep it.
It is important that you know that you are diabetic type I insulin -dependent, because as @jconegar says they could throw you or refuse to cover something if you don't tell the truth

@Gemater As you say very well that private insurance was for your work.I have a mufface but it serves me Social Security.I tried to make me private insurance for extra attention and it was impossible for me.

@jconegar to me happened to me the same and I work in insurance, I can't get any other, but for what I have seen here, there are people who have it !!What I no longer know, if they are type I or not, or if they are without exclusions, I already said that you have to read the small print.

I am from Adeslas but it was already when I debuted because I was put on the booklet with my father who is an official, who has a mufface/adeslas, but when I started working they threw me, come they did not throw me but when I started working, when I gave myself asHigh in the SS they told me that they were imcompatible, so they made me new poliza but with continuity and they did not put me fight or made me sign the health questionnaire.In any case, society only uses it for minor tests or consultations type Traumatology, dermatology or gynecology, I have never asked for consultation and much less go to ask for strips or something

@gala but you were already before being made a continuity to not lose client, so you also firm an essential health questionnaire in any hiring.
If you are not a mufface they cannot give you strips or anything like that.