Rejected medical insurance by diabetics

Hello, my name is Dana and I am new, I would like to know your opinion, I wantedIt has made me feel very bad, friends and family had told me to lied but I did not think that I was going to import so much, my diabetes is very controlled, I do not know whether to put a claim or look for another insurance and lie in the interview. Has it happened?

In my diabetic case type 2 quite controlled, I have encountered a wall in the Insurance subject and you cannot claim because they grab a burning nail and do not assure you because of the side effects of a poorly controlled diabetes (they always believe thatDiabetes is the same as being sick).
Diabetics in health insurance and life have a bad reputation and it is better to go with the truth ahead, because as you lie and within a few months or years of having hired and you have paid the premiums, as nurse or do a small analysis and discoverthat you are diabetic/to goodbye money !!, so better to say it and you save problems.
Even in death insurance they don't love us !!Only an insurer wanted to ensure deaths paying a lot of annual fee and demonstrating that my diabetes is well controlled.
In dental insurance if they accept us (less give a stone).

Hello, I am type 1 diabetic, for 29 years, I have 31 and the only insurer that makes me the medical insurance is Sanitas and with Coopago.

I already had death insurance before being diabetics x that did not know what happened with diabetics and insurance:/
Actually, diabetes is taken to me by social security quite well, review every 6 months, retinographies every 2 years, I am happy.I wanted the insurance for specialists that my doctor does not send me because I consider that I do not need it, such as the dermatologist, the ophthalmologo, the psychologist ... I do not have an analysis in the insurance doctor they do not realize that I have diabetes, that's why I saidI don't say that I have diabetes because I don't want them to treat me in the private.

in force92 said:
hello I am type 1 diabetic, for 29 years, I have 31 and the only insurer that makes me the medical insurance is sanitas and with coopago.

Thanks for the info !!.Sanitas Dental (€ 220 Annual) I have it, I will look if with my type 2 diabetes they make me medical insurance and if the price to be paid is worth it.

dana said:
I call me Dana and I'm new, I would like to know your opinion, I wanted to make a medical insurance specifically Caser Salud, yesterday I had a medical questionnaire, I am 35 years old and I am diabeticsAnd today they have called me telling me that they have rejected me, the truth has made me feel very bad, friends and family had told me to lied but I did not think that I would import so much, my diabetes is very controlled, I do not know whether to make a claim or searchAnother insurance and lie in the interview. Has it happened?

Companies are free to ensure.And when they are not (if for example the law forces them to secure a vehicle, they put a shooting price and is already).
As they want to make money, the majority avoid any risk: diabetes, people who have passed cancer, smokers, etc., etc.They want us to be healthy.Like banks, which offer you money when you have it, not when you need.
I do not recommend that you lie.Companies grab that not to pay, so if they catch you they will deny everything, rightly or without it, but they already have an excuse.
If you have a lot of interest, keep looking, but don't lie because you can pay at all.

dana said:
I already had death insurance before being diabetics x that did not know what happened with diabetics and insurance:/
Actually, diabetes is taken to me by social security quite well, review every 6 months, retinographies every 2 years, I am happy.I wanted the insurance for specialists that my doctor does not send me because I consider that I do not need it, such as the dermatologist, the ophthalmologo, the psychologist ... I do not have an analysis in the insurance doctor they do not realize that I have diabetes, that's why I saidNot to say that I have diabetes because I do not want them to treat me in the private.

I don't use it at all related to diabetes so ... I said I didn't have it.

And the issue of not doing analysis, I have done and has been without problem, huh?For doing an analysis, the doctor will not move to the company that you have diabetes.When the pandemic was, I made one to transfer to my work to request teleworking and without problem.I do not go to the endocrine at all, I have gone to the gy
Pregnancy was going to use it more, but not at all

Thank you!!

I have Sanitas from before diabetes;In fact they detected it in Sanitas and they didn't throw me like others.
Of course I do not carry any diabetes in Sanitas, only gynecological, dermatologist and little else.Chest cancer also detected it in Sanitas and I treated it for the public (it was little)

Insurance and Reinsurance Companies are basically predators without any scruple, they are like banks.I worked as an agent for a few years and left it for pure principles.When the agent cares about the client, the company comes from behind and leaves it lying (the client) and you to face, it is a shame, a faithful reflection of the world of penalty in which we live.Of course, the director of office or insurance executive formed of pasta and with good benefits will tell you that I am wrong.

In fact, these days I am valuing the possibility of hiring a health policy for a shoulder injury and I am thinking about it although I have always been, and I am, a supporter of public health.

Medical insurance does not want anyone with any disease.
And if you really get bad ... they send you in an ambulance for the public.I work in a public hospital.

crash said:
insurance and reinsurance companies are basically predators without any scrupulous, they are like banks.I worked as an agent for a few years and left it for pure principles.When the agent cares about the client, the company comes from behind and leaves it lying (the client) and you to face, it is a shame, a faithful reflection of the world of penalty in which we live.Of course, the director of office or insurance executive formed of pasta and with good benefits will tell you that I am wrong.

In fact, these days I am valuing the possibility of hiring a health policy for a shoulder injury and I am thinking about it although I have always been, and I am, a supporter of public health.

Well, if you have worked in Insurance, you will know that none covers pre -existing damage.Just as you can't do car insurance after hitting a pretending to be covered, I doubt that if your shoulder you already have it annoyed you serve you.

Isabelbota said:

Well, if you have worked in Insurance, you will know that none covers pre -existing damage.Just as you can't do car insurance after hitting a pretending to be covered, I doubt that if your shoulder you already have it annoyed you serve you.

That is not always Isabel, it depends on the company and the conditions of the policy.In the case of a pre -existing shoulder lesion or something similar, at the traumatological level, it can be included depending on the degree of injury and frequency.That is why the copagos and others are.But at least you have the immediacy of assistance, which unfortunately in the SS there are some waiting lists of Aupa.They should hire more personnel and take care of the one there is already.

I am assured in Fiatc, since before being diabetic.They take me in Social Security, but I did consult an endocrine specialist in diabetes and did a test to know if I had neuropathy in my legs (because I have spent months of many cramps) and they have not put any paste, nor did IThey have increased the premium.The truth is that the mutual uses it little, gynecological review and from time to dermatologist ... but I do not want to erase myself in case the subject is ever complicated and they put on me to enter again.